At KS Mortgage Group, we believe in making homeownership accessible and affordable for everyone. With our SmartBuy Forgivable Down Payment Assistance (DPA) program, we're breaking down the barriers to buying a home.

 

No income requirements, no location restrictions, and a credit score starting at 620 can set you on the path to owning your dream home.

 

Plus, the cherry on top? Your loan could be completely forgiven after just 5 years!