Some moments stay with you forever. A child walking through a store with a police officer, clutching a list that suddenly feels less about Christmas gifts and more about being seen. A kid standing behind a folding table on a warm afternoon, selling lemonade with a handwritten sign explaining that every dollar is going to support veterans who once served strangers without ever asking for recognition. These aren’t grand gestures. They don’t make headlines. But they live on — qu

Think owning a condo means sacrificing space or freedom? Think again! At KS Mortgage Group, we’ve partnered with KS Management to show you just how easy and rewarding condo life can be. Benefits of Condo Ownership: Low-maintenance living. No mowing lawns or fixing the roof! Built-in amenities like pools, gyms, and clubhouses. A true sense of community. Neighbors who look out for each other and fun social events. Great locations, often near shopping, dining, and transit hubs L

The Federal Reserve’s December rate cut is making waves, and if you’re thinking about buying a home or refinancing, you might be wondering what this means for mortgage rates. Let’s break it down and help you figure out your next steps. The Fed’s Rate Cut: What Happened? In December, the Fed lowered its benchmark rate again, bringing it down by 25 basis points. This is the third cut in 2024, and while it’s good news for borrowers in general, the connection between the Fed’s ra

We’re thrilled to announce a fun and flavorful collaboration between KS and some of the best local Bier bars: Bierhaven, Bierkeller, and West Jefferson Bar! We’re all about supporting good people and keeping it local, which is why we’re especially excited to introduce a brand-new drink special: the Mortgage Mule, coming this November. But that’s not all—along with your Mortgage Mule, you’ll enjoy an amazing deal. Grab a free entrée at any of these top Bier spots or get 25% of

Winner will be chosen at the KS Expo on October 12th. You do not need to be present to win but we have tons more prizes at the Expo plus BRUNCH AND MIMOSAS! RSVP Below!

In today’s fiercely competitive real estate market, buyers are finding themselves in a high-stakes game where offering $10,000 over the asking price has become a common strategy. Despite mortgage rates hovering around 7%, a level considered high by recent historical standards, the market remains intensely competitive. For both HOA and Condo association residents and all branching neighborhoods in between looking to sell or buy, understanding this dynamic is crucial to navigat

Buying a home is an exciting journey, but it often comes with its fair share of challenges, especially when it comes to saving for a down payment. The more you can put down upfront, the better your loan terms can be, including lower interest rates and monthly payments. So, how can you maximize your home-buying power by boosting your down payment? Here are some strategies that can help. Start with a Budget Overhaul The first step to increasing your down payment is to take a th