Natalie McDonald

Some moments stay with you forever. A child walking through a store with a police officer, clutching a list that suddenly feels less about Christmas gifts and more about being seen. A kid standing behind a folding table on a warm afternoon, selling lemonade with a handwritten sign explaining that every dollar is going to support veterans who once served strangers without ever asking for recognition. These aren’t grand gestures. They don’t make headlines. But they live on — quietly shaping how...

Think owning a condo means sacrificing space or freedom? Think again! At KS Mortgage Group, we’ve partnered with KS Management to show you just how easy and rewarding condo life can be. Benefits of Condo Ownership: Low-maintenance living. No mowing lawns or fixing the roof! Built-in amenities like pools, gyms, and clubhouses. A true sense of community. Neighbors who look out for each other and fun social events. Great locations, often near shopping, dining, and transit hubs Lower purchase...

The Federal Reserve’s December rate cut is making waves, and if you’re thinking about buying a home or refinancing, you might be wondering what this means for mortgage rates. Let’s break it down and help you figure out your next steps. The Fed’s Rate Cut: What Happened? In December, the Fed lowered its benchmark rate again, bringing it down by 25 basis points. This is the third cut in 2024, and while it’s good news for borrowers in general, the connection between the Fed’s rate and mortgage...